Election year prezzies, paid for on someone else's credit card - sound familiar? Gary sits down with retired lawyer David Snell, author of Uncomfortable Economics, to ask the awkward questions about New Zealand's long-term economic drift, our obsession with house price gains, and why KiwiSaver (not property) might be the real path to a comfortable retirement.

David doesn't pull punches: he reckons we've left it too late for full self-funded super, but there's still time to raise the retirement age, bring in means testing, and rebalance the economy away from housing before a genuine crisis forces our hand. Gary pushes back with some very personal (and very relatable) selfishness about his own pension, and David explains why courageous leadership - and a bit less instant gratification from all of us - might be the only way to avoid an economic dentist visit we really don't want.

Tune into A Very Tall Man from Midnight - 6:00am on the Rhema Media App.

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